Call Today (850) 785-2274


Get An Instant Email Quote Now

I authorize Panhandle Title Loans and its affiliates to contact me by text using the information I provided above for marketing purposes, and acknowledge I have read, understand and agree to the terms of our Wireless Policy.

Red fields are required

By submitting my information, I authorize Panhandle Title Loans and its affiliates to contact me by email or phone using the information I provided above for marketing purposes.

No Credit Checks

No Credit Checks

15- Minute Pre-Approval

15- Minute Pre-Approval

Same Day Cash

Same Day Cash

Keep Your Car

Keep Your Car

COVID-19 UPDATE:Things are changing but we are here for you.

Our office will remain open and we are now offering a drive-up option to help protect the safety of our customers. Upon arrival please call our office at (850) 785-2274 and a team member will come out to assist you.

Panhandle Title

Reasons to Use a Car Title Loan from Panhandle Title in Cottonwood, AL

Wondering if a Panhandle Title loan is right for you? Not sure if a car title loan from our offices near the Florida Panhandle is the best option for emergency cash? We make it easy for you to get the money you need with a title pawn, whether you’re in the Panhandle, or anywhere near our loan office in Cottonwood, Alabama. Read on, and learn about the top reasons you should choose us for a Panhandle title loan

We Have Minimal Approval Requirements

We only require a few things from you to approve you for a title loan at Panhandle Title. To be approved for a Panhandle title loan, all you’ll need are the following four things:

- Your car, for a brief 5-minute vehicle inspection. The size of your loan is based on the value of your car, so we need to verify its condition, mileage, make & model and other such things.
- A free and clear vehicle title in your name. Your title must be in your name, not the name of a family member or anyone else. It also must be free of any liens. In other words, you cannot be making payments to a bank, car dealer or anyone else. You must own your car outright. 
- Proof of residence, in the form of a bank statement, utility or phone bill, or some other form of official correspondence which includes both your name and address.
- Proof of an income of $1,000/net per month. We want to ensure that you will be able to repay your title loan, so you must provide a pay stub, bank statement or other documents to prove your income.

We Make Your Application Quick & Easy

Our application takes less than 15 minutes to fill out, and our helpful customer service team can assist you throughout the entire process – it’s easy to get approved for a Panhandle title loan at our office.

You Keep Your Car (And Your Keys!)  

We don’t need your car or your keys – just your vehicle title. We’ll put a lien on your title, which means that we have the right to repossess it if you don’t pay. However, you’ll never have to worry about this as long as you repay your loan – and you can keep using your vehicle just like you always have. 

You Can Get up to $5,000 Based on Your Car’s Value

Depending on how much your car is worth, you could qualify for a Panhandle title loan of up to $5,000! That means you can easily get access to all the cash you need to cover unexpected emergency expenses. 

You Can Get an Email Quote Online Now – Get Started Today! 

To get started, you can fill out our online application and ask for an email quote now, or you can come to our office in Cottonwood, AL. Don’t wait – learn more about title loans, and get started today.